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<!--        WORKER RIGHTS, CONSUMER RIGHTS, TRADE, PENSIONS, AND PRIVATIZATION LAYOUT        -->
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! style="padding:2px;" | <h2 style="margin:3px; background:#2966B8; font-size:140%; font-weight:bold; border:1px solid #2966B8; text-align:left; color:#ffffff; padding:0.2em 0.4em;">Limiting Worker and Consumer Rights, Privatizing Government Services, and Pushing "Free" Trade</h2>
! style="padding:2px;" | <h2 style="margin:3px; background:#2966B8; font-size:140%; font-weight:bold; border:1px solid #2966B8; text-align:left; color:#FFFFFF; padding:0.2em 0.4em;">Efforts to Limit Patient Rights and Undermine Safety Net Programs for Older Americans and Others</h2>
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| style="color:#000000; padding:0.75em; font-size:120%;" | [[File:Rights.jpg|150px|left|alt=Worker Rights, Consumer Rights, Trade, Pensions, and Privatization]]'''Through the corporate-funded American Legislative Exchange Council, global corporations and state politicians are voting behind closed doors to try to rewrite state laws.''' Bills on this page limit workers rights and drain labor unions of resources for protecting employees, undermine consumer protections, favor the Wall Street financial agenda, limit the ability to cap exorbitant interest rates on credit cards and big bank fees. The bills and resolutions here also attempt to funnel tax dollars to for-profit corporations through privatization schemes and push the "free trade" agenda that has shipped good-paying American jobs overseas.
| style="color:#000000; padding:0.75em; font-size:120%;" | [[File:Health.jpg|125px|left|alt=Health, Pharmaceuticals, and Safety Net Programs]]'''The bills on this page reveal how ALEC corporations and their legislative partners would privatize Medicare, deregulate health insurers, protect negligent doctors, and cut holes in the safety net.''' These anti-patient "model bills" advance the interests of global drug companies and the health insurance industry, while eroding the rights and health of Americans.


'''Through ALEC, corporations have both a VOICE and a VOTE on specific state laws to change worker and consumer rights through these model bills. ''Do you?'' '''
'''Through ALEC, corporations have both a VOICE and a VOTE on specific changes to our public health laws through these model bills. ''Do you?'' '''
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<big>[[Bills Affecting Worker and Consumer Rights and More|You can access these  ALEC "model" bills on worker and consumer rights here]].
<big>[[Bills Affecting Human Health|You can access these  ALEC "model" bills on health, pharmaceuticals, and safety net programs here]].
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[[Image:Fact Sheet.jpg|left|100px]]
[[Image:Fact Sheet.jpg|left|100px]]


[http://alecexposed.org/w/images/8/89/ALEC_on_Workers%27_Rights.pdf  Download a one-page fact sheet on ALEC workers here].
[http://alecexposed.org/w/images/f/f2/ALEC_on_Health_Care.pdf  Download a one-page fact sheet on ALEC and health care here].
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[[Image:Take_Action!.png|left|115px|link=http://salsa.democracyinaction.org/o/632/p/dia/action/public/?action_KEY=10002]]
[[Image:Take_Action!.png|left|115px|link=http://salsa.democracyinaction.org/o/632/p/dia/action/public/?action_KEY=10002]]
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! style="padding:2px;" | <h2 style="margin:3px; background:#000000; font-size:140%; font-weight:bold; border:1px solid #000000; text-align:left; color:#ffffff; padding:0.2em 0.4em;">How do these bills attack working people?</h2>
! style="padding:2px;" | <h2 style="margin:3px; background:#000000; font-size:140%; font-weight:bold; border:1px solid #000000; text-align:left; color:#ffffff; padding:0.2em 0.4em;">How the bills expand the power of insurance companies</h2>
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| style="color:#000000; padding:0.75em;" | <big>'''Through this "model legislation," corporations are eroding the rights of workers. These bills:'''</big><br>
| style="color:#000000; padding:0.75em;" | <big>'''These bills or resolutions:'''</big><br>
* Limit union rights through [http://alecexposed.org/w/images/c/c8/1R10-Right_to_Work_Act_Exposed.pdf "right to work"] legislation, and specifically limit the rights of firefighters, police, teachers, and other public workers by:
* Oppose health insurance reforms with a [http://alecexposed.org/w/images/3/3b/5U2-FREEDOM_OF_CHOICE_IN_HEALTH_CARE_ACT_Exposed.pdf state constitutional amendment] created with the insurance industry, as well as a [http://alecexposed.org/w/images/4/47/5F0-ALEC_Resolution_on_Preserving_States_Rights_Regarding_Federal_Health_Insurance_Exchanges_and_a_Public_Plan_Exposed.pdf resolution], that thwarts implementation of the Affordable Care Act
** [http://alecexposed.org/w/images/c/c9/1R9-Public_Employer_Payroll_Deduction_Policy_Act_Exposed.pdf Prohibiting dues deduction] from paychecks (or [http://alecexposed.org/w/images/0/0f/1R6-Prohibition_on_Compensation_Deductions_Act_Exposed.pdf limiting] dues deductions), and
* [http://alecexposed.org/w/images/2/29/5U11-Resolution_on_Expanding_Access_to_Health_Insurance_Exposed.pdf Oppose efforts to advance public health care] in favor of a free-market approach that would expand the pool of consumers for private or for-profit insurance companies. (see also [http://alecexposed.org/w/images/9/93/5U12-Resolution_on_Federal_Health_Insurance_Reform_Legislation_Exposed.pdf this bill]).
** Allowing employees to [http://alecexposed.org/w/images/1/15/1R8-Public_Employee_Freedom_Act_Exposed.pdf opt-out of union dues] but benefit from union negotiations with the employer (See also [http://alecexposed.org/w/images/2/27/1R0-Employee_Rights_Reform_Act_Exposed.pdf this bill]), and
* [http://alecexposed.org/w/images/f/f5/5U7-Health_Insurance_Reform_Act_for_Small_Business_Coverage_Exposed.pdf Eliminate mandated benefits intended to ensure minimal care for American workers] by effectively deregulating key aspects of the insurance market for small businesses. (See also this [http://alecexposed.org/w/images/9/9f/5U14-The_Health_Insurance_Reform_Act_for_Individual_Coverage_Exposed.pdf related bill.]  
** Restricting the subjects of collective bargaining by prohibiting negotiations on [http://www.alecexposed.org/w/images/2/22/1P6-Resolution_on_Release_Time_for_Union_Business_Exposed.pdf release time for union activities] or [http://www.heartland.org/custom/semod_policybot/pdf/6466.pdf hiring non-union contractors], and  
* [http://alecexposed.org/w/images/c/c3/5U4-Health_Care_Choice_Act_for_States_Exposed.pdf Permit sales by insurers not licensed in the purchaser’s state], allowing a race to the bottom in terms of mandated benefits for Americans and robust state regulation of health insurers. See more details below.
** [http://www.heartland.org/custom/semod_policybot/pdf/6548.pdfFixing public employee compensation to fluctuations in average pay in the private sector],
* Prevent patients who are injured or killed through medical malpractice from receiving full compensation for their injuries by:
** [http://www.alecexposed.org/w/images/d/df/1I0-Public_Employees_Portable_Retirement_Option_PRO_Act_Exposed.pdf Dramatically changing pension rights] for public employees from defined benefits to defined contributions, transferring the management of pension funds to private companies, and even [http://www.alecexposed.org/w/images/7/71/1J0-Principles_of_ALEC_Regarding_Proposed_Socially_Conscious_Investments_And_Controversial_Stock_Divestiture_Exposed.pdf opposing socially conscious investments] by those pension funds.
** [http://alecexposed.org/w/images/a/af/5O3-Joint_and_Several_Liability_Act_Exposed.pdf Abolishing joint and several liability rules] that ensure full compensation among defendants that may share responsibility, such as surgeons, anesthesiologists, nurses, hospitals, and pharmaceutical companies.
** [http://alecexposed.org/w/images/1/1b/5O4-Non-economic_Damage_Awards_Act_Exposed.pdf Capping damages for pain and suffering] and for the loss of companionship of a loved one who is killed due to medical negligence or incompetence.
** [http://www.alecexposed.org/w/images/8/8d/0B0-Medical_Review_Panel_Act_Exposed.pdf Requiring that medical malpractice claims be filtered through a "medical panel"] that could increase costs of litigation and initially supplant you having a of your peers with having panels of the doctor's or hospital's peers.


* Limit wages by:
''See also the medical malpractice bills in the [http://www.alecexposed.org/wiki/Tort_Reform,_Corporate_Liability_and_the_Rights_of_Injured_Americans "Tort Reform and Injured Americans"] section.''
** [http://www.alecexposed.org/w/images/3/34/1E10-Starting_%28Minimum%29_Wage_Repeal_Act_Exposed.pdf Repealing minimum wage laws] or [http://www.alecexposed.org/w/images/1/1c/1F5-Resolution_in_Opposition_to_any_Increase_in_the_Starting_%28Minimum%29_Wage_Exposed.pdf opposing increases in the minimum wage].
** [http://www.alecexposed.org/w/images/6/60/1E8-Prevailing_Wage_Repeal_Act_Exposed.pdf Repealing the prevailing wage paid for government projects], which lowers wage standards, potentially lowers the quality of public works projects, and undermines the competitiveness of potential contractors that have union employees.  


* Push international agreements that undermine the opportunities of American workers by:
*[http://alecexposed.org/w/images/1/1e/5J0-Certificate_of_Need_CON_Laws_Required_for_the_Establishment_of_Certain_Health_Care_Services_Exposed.pdf Prohibit state or local efforts to limit hospital over-development], despite the fact that over-development increases health care costs.  
** Favoring so-called "free trade" agreements that ship good-paying American jobs overseas to developing nations that pay workers subsistence wages. See the list [http://www.alecexposed.org/wiki/Bills_Affecting_Workers_Rights#Trade_.26_International_Relations here.]
*[http://alecexposed.org/w/images/4/41/5K0-An_Act_to_be_Amended_to_ALEC_Medical_Savings_Account_Bill_Exposed.pdf Promote health savings accounts] with tax benefits that can be used by the wealthy as a tax shelter.


* Use tax dollars to subsidize for-profit corporations for work traditionally performed by government, such as:
''To see a full list of these bills, click [[Bills_Affecting_Human_Health|here]]''
** [http://www.alecexposed.org/w/images/4/4e/1C3-COUNCIL_ON_EFFICIENT_GOVERNMENT_ACT_Exposed.pdf The Council on Efficient Government Act] that outsources public services and weakens public employee unions, and
** The [http://www.alecexposed.org/w/images/d/dd/1C2-COMPETITIVE_CONTRACTING_OF_PUBLIC_SERVICES_ACT_Exposed.pdf Competitive Contracting of Public Services Act] and [http://www.alecexposed.org/w/images/8/8b/1C8-PUBLIC-PRIVATE_FAIR_COMPETITION_ACT_Exposed.pdf Public-Private Fair Competition Act], bills that require agencies to consider whether services can be provided by private entities at lower cost, which reduces the amount paid to workers while adding a profit margin in for corporate executives.


* Deter injured employees from making worker’s compensation claims by, for example, [http://alecexposed.org/w/images/8/8b/1Q5-Workers_Compensation_Medical_Records_Disclosure_Act_Exposed.pdf giving employers wide access to employees' medical records]. 
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<br>
<big>'''These bills also erode the safety net for older Americans or Americans living in poverty by:'''</big>


''To see a full list of these bills, [[Bills Affecting Worker and Consumer Rights and More|click here]].''
* [http://alecexposed.org/w/images/7/76/5K3-Resolution_Urging_Congress_to_Create_Private_Individual_Medical_Account_Exposed.pdf Supporting Medicare privatization] by urging Congress to support "individual health savings accounts" that may not cover the cost of needed medical care.
<br>
* Dictating that states cannot cover medical assistance benefits that exceed the federal minimum by:
'''This information is available for download as a one-page fact sheet [http://alecexposed.org/w/images/8/89/ALEC_on_Workers%27_Rights.pdf here].'''
** [http://alecexposed.org/w/images/f/fd/5N0-Elimination_of_Non-Federally_Mandated_Benefits_Exposed.pdf Prohibiting additional benefits that state residents may need for their health and lives] and,
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** [http://alecexposed.org/w/images/c/c5/5N1-Mandated_Benefits_Review_Act_Exposed.pdf Creating barriers to requiring important health benefits]
* Privatizing Medicaid by, for example:
**  [http://alecexposed.org/w/images/f/fc/5V3-Medicaid_Consumer-Directed_Care_Act_Exposed.pdf Giving disadvantaged persons vouchers to purchase private insurance] in the form of a cash allowance. This private insurance would likely require high deductibles that make key medical care unaffordable to many, and
** [http://alecexposed.org/w/images/4/42/5V1-CHILDRENS_HEALTH_INSURANCE_PROGRAM_ACT_Exposed.pdf Encouraging recipients to forego care] by providing a partial refund to low-income recipients who do not use the full value of their benefits.


<!--        DID YOU KNOW ABOUT THIS BILL        -->
''To see a full list of these bills, click [[Bills_Affecting_Human_Health|here]]''.
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! style="padding:2px;" | <h2 style="margin:3px; background:#000000; font-size:140%; font-weight:bold; border:1px solid #000000; text-align:left; color:#ffffff; padding:0.2em 0.4em;">READ the "Model Bills" HERE</h2>
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| style="color:#000000; padding:0.75em;" | [[Image:Point.png|left|70px]][[media:Worker's_Rights,_Trade,_Pensions_&_Privatization.zip|<big>Click  here for a zip file of '''Worker's Rights, Trade, Pensions &  Privatization''' bills</big>]]
<br>
[[Image:Point.png|left|70px]][[media:Banking,_Consumer_Rights_&_Housing.zip|<big>Click  here for a zip file of '''Banking, Consumer Rights & Housing'''  bills</big>]]
<br>
[[Image:Point.png|left|70px]][[media:Property_&_Auto_Insurance_&_Transportation.zip|<big>Click  here for a zip file of '''Property/Auto Insurance &  Transportation''' bills</big>]]
<br>
[[Image:Point.png|left|70px]][[media:Telecommunications_&_IT.zip|<big>Click  here for a zip file of '''Telecommunications & IT'''  bills</big>]]
<br>
[[Image:Full list.png|left|70px]]
<big>For  a full list of bills from this section, [[Bills Affecting Worker and  Consumer Rights and More|click here]]</big>
<br/>
<br/>
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<big>''For  descriptions of some of these bills, [[#How do these bills attack  working people?|scroll up or click here]].''</big>


'''This information is available for download as a one-page fact sheet [http://alecexposed.org/w/images/a/a9/ALEC_on_Health_Bills.pdf here].'''
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! style="padding:2px;" | <h2 style="margin:3px; background:#000000; font-size:140%; font-weight:bold; border:1px solid #000000; text-align:left; color:#ffffff; padding:0.2em 0.4em;">More Helpful Resources HERE</h2>
! style="padding:2px;" | <h2 style="margin:3px; background:#000000; font-size:140%; font-weight:bold; border:1px solid #000000; text-align:left; color:#ffffff; padding:0.2em 0.4em;">Wendell Potter on ALEC and  healthcare:</h2>
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| style="color:#000000; padding:0.75em;" | <big>Additional resources on ALEC's corporate agenda:</big>  
| style="color:#000000; padding:0.75em;" | [[File:Wendell bio.jpg]]  <br> Listen to [[Wendell Potter Discusses ALEC|Wendell Potter]], the Center for Media and Democracy's Senior Fellow on Health Care,  discuss ALEC and the corporate efforts to undermine health reform.
<player title="Wendell Potter Discusses ALEC">Wendell  Potter AUDIO FINAL.mp3</player>  
<br>
<br>
* [http://www.prwatch.org/news/2011/07/10887/alec-funding ALEC Funding], '''PRWatch''' (2011)
Watch other ALEC Exposed experts [[ALEC Exposed Audio & Video|here]].<br>
* [http://www.sourcewatch.org/index.php?title=American_Legislative_Exchange_Council American Legislative Exchange Council] and other related articles, '''SourceWatch''' (2011)
Read Wendell Potter's article in ''The Nation'' [http://www.thenation.com/article/161975/sabotaging-healthcare here].
[http://www.niemanwatchdog.org/index.cfm?fuseaction=Background.view&backgroundid=226  A Case Study in How Corporations Get What they Want], '''Nieman  Watchdog,''' (2008)
*    [http://www.justice.org/cps/rde/xbcr/justice/ALEC_Report.pdf Ghostwriting the Law for Corporate America], '''American Association for  Justice''' (2010)
*    [http://www.greenpeace.org/usa/en/campaigns/global-warming-and-energy/polluterwatch/koch-industries/american-legislative-exchange    Climate Denial Report on ALEC] and    [http://www.exxonsecrets.org/html/orgfactsheet.php?id=10#src17 Exxon Funding for ALEC], '''Greenpeace''' (2011)
*    [http://www.progressivestates.org/content/57/governing-the-nation-from-the-statehouses Governing the Nation from the Statehouses], '''Progressive States Network''' (2006)
*    [http://www.commoncause.org/atf/cf/%7BFB3C17E2-CDD1-4DF6-92BE-BD4429893665%7D/WOLVESREPORT.PDF    Wolves in Sheep's Clothing], '''Common Cause''' (2006)
* [http://www.dailykos.com/blog/Exposing%20ALEC Exposing ALEC, blogging group], '''Daily KOS''' (2011)
* [http://www.pfaw.org/rww-in-focus/alec-the-voice-of-corporate-special-interests-state-legislatures ALEC: The Voice of Corporate Special Interests In State Legislatures], '''People for the American Way''' (2011)
*    [http://www.alecwatch.org/report.html Corporate America's Trojan Horse  in the States], '''Defenders of Wildlife and the Natural Resources Defense Council''' (2002) 
* [http://motherjones.com/politics/2002/09/ghostwriting-law Ghostwriting the Law], ''' ''Mother Jones'' '''(2002)
*  [http://www.cjcj.org/files/The_American_Legislative_Exchange_Council.pdf  ALEC Report], '''Center on Juvenile and Criminal Justice'''  (2011)
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<!--        HOW CORPORATIONS ARE UNDERMINING CONSUMER RIGHTS       -->
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! style="padding:2px;" | <h2 style="margin:3px; background:#000000; font-size:140%; font-weight:bold; border:1px solid #000000; text-align:left; color:#ffffff; padding:0.2em 0.4em;">In what ways do these bills undermine consumer rights?</h2>
! style="padding:2px;" | <h2 style="margin:3px; background:#000000; font-size:140%; font-weight:bold; border:1px solid #000000; text-align:left; color:#ffffff; padding:0.2em 0.4em;"> Some of this Corporate Agenda Has Been Introduced </h2>
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| style="color:#000000; padding:0.75em;" | <big>'''These bills restrict the rights of consumers in favor of the big banks, predatory lenders, and others by''': </big><br>
| style="color:#000000; padding:0.75em;" | <big> '''Opposing Federal Health Insurance Reform'''</big>


*[http://alecexposed.org/w/images/e/ee/1C10-Resolution_in_Opposition_to_a_Consumer_Financial_Protection_Agency_Exposed.pdf Opposing the Consumer Financial Protection Bureau] (CFPB), created to help police Wall Street and protect consumers. Some politicians are also trying to block Elizabeth Warren from leading the the CFPB. (Also [http://alecexposed.org/w/images/1/15/1B0-Real_Estate_and_Economic_Growth_Resolution_Exposed.pdf Encouraging pension fund investment in real estate securities.])
[[Image:Wisconsin.png|left|90px]]In 2011, Wisconsin Sen. Joe Leibham (R) and Rep. Robin Vos (R) introduced ALEC's "Freedom of Choice in Health Care" constitutional amendment to thwart federal health care reforms. For decades, ALEC has been fighting to protect the health care industry from regulations that control costs, ensure basic services, and protect consumers. As the universal health care debate began in late 2008, Blue Cross Blue Shield [http://thinkprogress.org/2009/12/05/bcbs-alec-health/ helped craft] a model state constitutional amendment to frustrate federal efforts towards an individual health insurance mandate or public option, and ALEC's Board of Directors approved the amendment on January 14, 2009. [http://www.alec.org/AM/Template.cfm?Section=About_Freedom_of_Choice_in_Health_Care_Act According to ALEC], “in the 2010 session, 42 states either introduced or announced ALEC’s Freedom of Choice in Health Care Act. Eight states (Virginia, Idaho, Utah, Arizona, Georgia, Louisiana, Missouri and Tennessee) passed the ALEC model as a statute, and two states (Arizona and Oklahoma) passed the ALEC model as a constitutional amendment.”  The three private sector members of the ALEC Health and Human Services Task Force (which passed the [http://alecexposed.org/w/images/3/3b/5U2-FREEDOM_OF_CHOICE_IN_HEALTH_CARE_ACT_Exposed.pdf model amendment]) were executives from Blue Cross Blue Shield, Johnson & Johnson, and the Pharmaceutical Research and Manufacturers of America (PhRMA).


*[http://alecexposed.org/w/images/8/8b/1H1-Resolution_Urging_Congress_to_Oppose_Measures_Designed_to_Impose_Ceilings_on_Credit_Card_Rates_Exposed.pdf Opposing limits on astronomical credit card rates,] and thus opposing efforts to limit Americans’ credit card debt
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*[http://alecexposed.org/w/images/0/0a/1H0-Resolution_in_Opposition_to_Government_Imposed_Caps_or_Elimination_of_ATM_Service_Charges_Exposed.pdf Opposing limits on ATM fees]
<h3>Undermining State Insurance Mandates</h3>
Wisconsin Senator Leah Vukmir, who was named a 2009 ALEC "Legislator of the Year," is seeking to implement the ALEC [http://alecexposed.org/w/images/c/c3/5U4-Health_Care_Choice_Act_for_States_Exposed.pdf "Health Care Choice Act for States"] in Wisconsin. Vukmir is currently seeking co-sponsors for a similar bill, [http://wisconsinhealthnews.com/wihealthnews/wp-content/uploads/2011/03/LRB-0373.pdf LRB 0373], and co-sponsored the comparable "Out-of-state Health Insurance Providers (Across State Lines)" bill (LRB 0921/1) in 2009. This bill would permit the purchase of health insurance across state lines from insurers not licensed in the state of the purchaser, which allows insurers to avoid state mandates for coverage. This would permit insurers to sell sub-standard health insurance policies, most likely at a lower price than policies sold by in-state insurers, crowding out more comprehensive policies and making it more difficult for persons with certain conditions to find inexpensive health care. Senator Vukmir is the ALEC "Health and Human Services" Task Force co-chair for 2011. In 2010, according to the ALEC "State Legislators Guide to Repealing Obama Care," nineteen states introduced such legislation, and Wyoming enacted it.
<br>
''Click [http://www.thenation.com/article/161975/sabotaging-healthcare here] to read more.''


*[http://alecexposed.org/w/images/f/f0/1L6-Resolution_Supporting_Territorial_Rating_Exposed.pdf Allowing insurance companies to engage in "red-lining" by re-branding the practice as "territorial ratings"]
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*[http://alecexposed.org/w/images/0/08/1G7-State_Power_to_Regulate_Lending_Act_Exposed.pdf Prohibiting local governments from regulating unfair or predatory lending practices], such as prohibitions on backing high interest loans with car titles, detailed below.


*[http://alecexposed.org/wiki/File:1A0-Affordable_Housing_Construction_Stimulation_Act_Exposed.pdf Eliminating building and maintenance codes for affordable housing] under the guise of "increasing the construction of low-income housing"
<h3>Promoting Medicaid Block Grants</h3>
[[File:Paul Ryan bandw.png|left|120px|alt=Congressman Paul Ryan (R-WI)|lt Congressman Paul Ryan (R-WI)]] ALEC has issued two resolutions calling on Congress to amend Medicaid to replace the current funding program -- in which the federal government matches a percentage of state costs -- with block grants. (See [http://alecexposed.org/w/images/2/28/5V5-Resolution_on_Federal_Medicaid_and_Welfare_Block_Grants_Exposed.pdf here] and [http://alecexposed.org/w/images/4/41/5V6-Resolution_on_Medicaid_Funding_Through_a_Federal_Block_Grant_Exposed.pdf here.]) Medicaid block grants are unlikely to provide adequate funds for states to meet growing Medicaid costs, particularly for persons with disabilities who rely on Medicaid for day-to-day life. If implemented, this change would reduce the total amount of funds available, resulting in either reduced coverage in Medicaid programs or restricted eligibility. While supporters say block grants give states "more flexibility," disability rights activists [http://www.cdrnys.org/index.php?option=com_content&view=article&id=525&Itemid=188 say] "that’s like saying Jim Crow laws give states more flexibility to decide who gets to drink at their drinking fountains. Flexibility is basically a code word for abandonment." Medicaid block grants were part of Wisconsin Congressman Paul Ryan's much-criticized 2011 budget plan.


*And among other things, [http://alecexposed.org/w/images/6/62/1M4-Constitutional_Amendment_Restricting_the_Use_of_Vehicle_Fees_and_Taxes_for_Highway_Purposes_Exposed.pdf limiting the ability to fund comprehensive transportation policies] through a state Constitutional Amendment requiring that revenues from gas taxes and vehicle-related fees be used for highways, rather than investment in light rail, bike lanes or other options less profitable for oil companies.
<br>
''To see a full list of these bills, [[Bills Affecting Worker and Consumer Rights and More|click here]].''<br>
'''This information is available for download as a one-page fact sheet [http://alecexposed.org/w/images/3/3a/ALEC_and_Consumer_Rights.pdf here].'''
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<!--        DID YOU KNOW ABOUT THIS BILL        -->
For an updated look at ALEC's education agenda in Wisconsin, see the Center for Media and Democracy's in-depth report, "[http://alecexposed.org/w/images/c/cd/ALEC_Exposed_in_Wisconsin.pdf ALEC Exposed in Wisconsin: The Hijacking of a State]."
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|  style="color:#000000; padding:0.75em;" | <h3> Telecom Deregulation in Wisconsin </h3>
[[Image:Wisconsin.png|right|90px]] Bruce Kushnick, [http://www.niemanwatchdog.org/index.cfm?fuseaction=Background.view&backgroundid=226 writing for Nieman Watchdog in 2008] (part of the Nieman Foundation for Journalism at Harvard University), identified several Wisconsin "telecom" bills inspired by ALEC model legislation:
* The Broadband Deployment Act of 2003, which frees the telecom industry from oversight, resembled the ALEC [http://alecexposed.org/w/images/c/c5/9A5-Broadband_and_Telecommunications_Deployment_Act_exposed.pdf Broadband and Telecommunications Deployment Act]. The bill was introduced by Sen. Ted Kanavas (R) & soon-to-be-discredited Rep. Scott Jensen (R).
* A Municipal Broadband bill from 2004 blocked municipalities from competing with corporate providers of broadband services, and resembles the ALEC [http://alecexposed.org/w/images/6/6f/9A15-Municipal_Telecommunications_Private_Industry_Safeguards_Act_Exposed.pdf Municipal Telecommunications Private Industry Safeguards Act]. Co-sponsored by Sen. Kanavas (R) & Rep. Phil Montgomery (R), who was given an ALEC "legislator of the year" award in 2005.
* The Video Competition Act, eliminating municipal cable franchises and freeing companies from their previously-negotiated contracts, looks like the ALEC [http://alecexposed.org/w/images/2/22/9A7-Cable_and_Video_Competition_Act_exposed.pdf Cable and Video Competition Act]. It was co-sponsored in 2007 by Rep. Montgomery (R) & Sen. Jeff Plale (R) and passed the legislature, but the most anti-consumer provisions were vetoed by former Governor Jim Doyle (D).
* A 2007 Telephone Deregulation Bill, ending public oversight and regulations in Wisconsin for telephone services, looks like the ALEC  [http://alecexposed.org/w/images/8/82/9A0-Advanced_Voice_Services_Availability_Act_of_2007_Exposed.pdf  Advanced Voice Services Availability Act of 2007]. It was co-sponsored by Rep. Montgomery & Rep. Plale.


For more on ALEC's agenda in Wisconsin, see CMD's in-depth report, "[http://alecexposed.org/w/images/c/cd/ALEC_Exposed_in_Wisconsin.pdf ALEC Exposed in Wisconsin: The Hijacking of a State]."
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<h3>Authorizing "Car Title Pledges" for Predatory Lenders  </h3>
'''This information is available for download as a one-page fact sheet [http://alecexposed.org/w/images/9/9f/ALEC_Health_Wisconsin.pdf here].'''
[[Image:car loan.jpg|left|130px]] One  [http://alecexposed.org/w/images/9/9a/1G8-Title_Pledge_Act_Exposed.pdf model bill] approved by ALEC corporations would authorize a form of  short-term lending that many states have recognized as unfair and  predatory to low-income consumers. Specifically, it advances the  interest of lending companies in giving short-term, 30-day renewable  loans backed by a borrower's car title, loans that usually have high  interest rates, which are very difficult for people in tough financial  circumstances to keep up with.


Consumer  groups have opposed this type of lending not only because the high  interest rates and short-term repayment period can trap consumers in a  cycle of debt, but also because they risk losing their cars, which they  often need to get to work. The bill also provides few consumer  protections, for example failing to include a private right of action  with strong remedies, and requiring that all claims be brought within  one year. This provides little deterrence for predatory lenders, and  because the budgets of regulatory agencies are limited, the state cannot  adequately protect against abuses.
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The  Consumer Federation of America, USPIRG, and the Center for Responsible  Lending sent a  [http://www.responsiblelending.org/other-consumer-loans/car-title-loans/research-analysis/Comment-ALEC_TitlePledgeAct-112905.pdf  letter] to ALEC opposing "car title pledges" in November 2005enumerating many examples of predatory title lending, and also pointing  out the distorting influence of campaign contributors from this sector  of sound public policy. Bills like this have become law in Mississippi, Tennessee, and elsewhere. The ban on this type of predatory lending was  also  [http://www.responsiblelending.org/tools-resources/headlines/Wisconsin-Governor-Signs-2-Year-Budget.html  rolled back] in Wisconsin after ALEC alumni Scott Walker became  governor in 2011.
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! style="padding:2px;" | <h2 style="margin:3px; background:#000000; font-size:140%; font-weight:bold; border:1px solid #000000; text-align:left; color:#ffffff; padding:0.2em 0.4em;">READ the "Model Bills" HERE</h2>
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| style="color:#000000; padding:0.75em;" | [[Image:Point.png|left|70px]][[media:Health,_Pharmaceuticals_&_Safety_Net_Programs.zip|<big>Click here for a zip file of bills relating to '''Health, Pharmaceuticals, and the Social Safety Net'''</big>]]
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[[Image:Full list.png|left|70px]]
<big>For a full list of individual bills from this section, [[Bills Affecting Human Health|click here]]</big>
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''Have any of these bills been introduced or enacted in YOUR state?''<br>
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'''This information is available for download as a one-page fact sheet [http://alecexposed.org/w/images/f/f3/ALEC%27s_Tort_Reform_Bills.pdf here].'''
<big>''For  descriptions of some of these bills, [[#How are corporations limiting  patient rights and increasing healthcare profits in these bills?| scroll  down or click here]].''</big><br>
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Revision as of 17:59, 19 May 2015

Efforts to Limit Patient Rights and Undermine Safety Net Programs for Older Americans and Others

Health, Pharmaceuticals, and Safety Net Programs
The bills on this page reveal how ALEC corporations and their legislative partners would privatize Medicare, deregulate health insurers, protect negligent doctors, and cut holes in the safety net. These anti-patient "model bills" advance the interests of global drug companies and the health insurance industry, while eroding the rights and health of Americans.

Through ALEC, corporations have both a VOICE and a VOTE on specific changes to our public health laws through these model bills. Do you?

How the bills expand the power of insurance companies

These bills or resolutions:

See also the medical malpractice bills in the "Tort Reform and Injured Americans" section.

To see a full list of these bills, click here


These bills also erode the safety net for older Americans or Americans living in poverty by:

To see a full list of these bills, click here.

This information is available for download as a one-page fact sheet here.

Wendell Potter on ALEC and healthcare:


Listen to Wendell Potter, the Center for Media and Democracy's Senior Fellow on Health Care, discuss ALEC and the corporate efforts to undermine health reform.

<player title="Wendell Potter Discusses ALEC">Wendell Potter AUDIO FINAL.mp3</player>
Watch other ALEC Exposed experts here.
Read Wendell Potter's article in The Nation here.

Some of this Corporate Agenda Has Been Introduced

Opposing Federal Health Insurance Reform
In 2011, Wisconsin Sen. Joe Leibham (R) and Rep. Robin Vos (R) introduced ALEC's "Freedom of Choice in Health Care" constitutional amendment to thwart federal health care reforms. For decades, ALEC has been fighting to protect the health care industry from regulations that control costs, ensure basic services, and protect consumers. As the universal health care debate began in late 2008, Blue Cross Blue Shield helped craft a model state constitutional amendment to frustrate federal efforts towards an individual health insurance mandate or public option, and ALEC's Board of Directors approved the amendment on January 14, 2009. According to ALEC, “in the 2010 session, 42 states either introduced or announced ALEC’s Freedom of Choice in Health Care Act. Eight states (Virginia, Idaho, Utah, Arizona, Georgia, Louisiana, Missouri and Tennessee) passed the ALEC model as a statute, and two states (Arizona and Oklahoma) passed the ALEC model as a constitutional amendment.” The three private sector members of the ALEC Health and Human Services Task Force (which passed the model amendment) were executives from Blue Cross Blue Shield, Johnson & Johnson, and the Pharmaceutical Research and Manufacturers of America (PhRMA).

Undermining State Insurance Mandates

Wisconsin Senator Leah Vukmir, who was named a 2009 ALEC "Legislator of the Year," is seeking to implement the ALEC "Health Care Choice Act for States" in Wisconsin. Vukmir is currently seeking co-sponsors for a similar bill, LRB 0373, and co-sponsored the comparable "Out-of-state Health Insurance Providers (Across State Lines)" bill (LRB 0921/1) in 2009. This bill would permit the purchase of health insurance across state lines from insurers not licensed in the state of the purchaser, which allows insurers to avoid state mandates for coverage. This would permit insurers to sell sub-standard health insurance policies, most likely at a lower price than policies sold by in-state insurers, crowding out more comprehensive policies and making it more difficult for persons with certain conditions to find inexpensive health care. Senator Vukmir is the ALEC "Health and Human Services" Task Force co-chair for 2011. In 2010, according to the ALEC "State Legislators Guide to Repealing Obama Care," nineteen states introduced such legislation, and Wyoming enacted it.
Click here to read more.


Promoting Medicaid Block Grants

Congressman Paul Ryan (R-WI)
lt Congressman Paul Ryan (R-WI)
ALEC has issued two resolutions calling on Congress to amend Medicaid to replace the current funding program -- in which the federal government matches a percentage of state costs -- with block grants. (See here and here.) Medicaid block grants are unlikely to provide adequate funds for states to meet growing Medicaid costs, particularly for persons with disabilities who rely on Medicaid for day-to-day life. If implemented, this change would reduce the total amount of funds available, resulting in either reduced coverage in Medicaid programs or restricted eligibility. While supporters say block grants give states "more flexibility," disability rights activists say "that’s like saying Jim Crow laws give states more flexibility to decide who gets to drink at their drinking fountains. Flexibility is basically a code word for abandonment." Medicaid block grants were part of Wisconsin Congressman Paul Ryan's much-criticized 2011 budget plan.

For an updated look at ALEC's education agenda in Wisconsin, see the Center for Media and Democracy's in-depth report, "ALEC Exposed in Wisconsin: The Hijacking of a State."


This information is available for download as a one-page fact sheet here.


READ the "Model Bills" HERE

Click here for a zip file of bills relating to Health, Pharmaceuticals, and the Social Safety Net


For a full list of individual bills from this section, click here


For descriptions of some of these bills, scroll down or click here.

Learn MORE about the "Model Bills" ALEC Corporations Are Backing to Rewrite YOUR Rights

The Center for Media and Democracy analyzed the bills ALEC politicians and corporations voted for. More analysis is available below and also at ALEC Exposed's sister sites, PRWatch and SourceWatch.

Join the Conversation!

ALEC Exposed is a project of the Center for Media and Democracy (CMD). CMD does NOT accept donations from for-profit corporations or government agencies. More information about CMD is available here. You can reach CMD's Executive Director, Arn Pearson, via editor AT ALECexposed.org. Privacy policy: Other than material you post to this wiki in your name, our privacy policy is that we will not disclose private personally identifiable information or data about you, such as your name, email address, or other information, unless required by law. On copyright: ALEC Exposed considers contributions to this wiki to be released under the Creative Commons Attribution-ShareAlike 3.0 License or in accordance with law. Information on how to provide us with notice regarding copyright is available at this link. Notices regarding copyright or other matters should be sent to our designated agent, Arn Pearson, via email (editor AT ALECexposed.org).